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Apr 20 13

Time Warner Cable – Save $7/Month

by Adam Kornfield

I just called Time Warner Cable about my Internet subscription.  Right now I’m paying about $34/month for internet, but I also have a Clear mobile hotspot.  Thinking I don’t need both, I asked if there was anything we could do about my bill. After repeating I have been a customer for years, the rep transferred me to the Customer Services Department.

I went through the same routine again and now this agent said I already have the best promotional rate. I finally pulled out the big guns, “Is there any way I could get a free month or two?” I inquired   With this, she mentioned she could apply a $7 credit/month for the next 6 months.  Not bad I’ll take it.  $42 for a 15 minute phone call.

Give it a try and see what happens.

Apr 14 13

Lending Club – $100 Bonus for $2500 Invested

by Adam Kornfield

Update 6/17/13: Reader Jay points out the current bonus is $25 for the first $2500 invested

 

A month back I came across a posting about a peer to peer lending service called Lending Club. I’ve heard of the services, but never got around to testing them out.

Then the bonus put me over the top.  I saw they were offering $100 bonus if you invest $2500

$100 bonus Lending Club

I had just signed up for the United Mileage Plus Explorer 50,000 mile offer and needed to spend $1,000 to get the miles.  With Lending Club they actually let you fund the first $5,000 with credit card.  So now everything seemed to fit:

  1. I was curious about how peer to peer lending worked
  2. Needed to spend $1,000 to get 50,000 miles.  And would get 2,500 more miles by spending $2,500 to fund the account
  3. Would get $100 bonus

So I went ahead and created the account and funded $2,500 with the card.  You actually get transferred to PayPal and then enter your credit card details.  The transaction is NOT counted as a cash advance with Chase, so you get normal miles and counted as a usual transaction.

The account was instantly created and funded.

 

The Loans

Now the fun part, digging through stacks of loans to find some that make sense.  In reality, they have a tool that can specify your desired risk level and return.  Loans are broken down in A-G.  The majority of the loans are used for debt consolidation.  The A loans pay about 6-7% while the C and D loans pay in the range of 14-19%.

Lending Club C&D Loans

I let the system pick a stack of B-D loans and funded them.  I thought this would happen near instantaneously.  Some got issued in a few days, I still have a few that are in processing 2 weeks later.  Once all $2,500 get issued then I’ll get the $100 bonus.

Will keep it updated how this whole thing works out.  If you have any experience or thoughts on it, leave a comment I’d love to hear your experiences.

 

 

Nov 6 12

30 Day Positivity Challenge – Follow Me on Twitter

by Adam Kornfield

Positive thinking is an absolute contributor to a good life. However its often a challenge taking all of those negative thoughts and throwing them out.

The key is keep the negativity away and keep positivity on the mind.  The challenge is 30 days and get rid of negativity.  So for 30 days, any time I think negatively I will give away $5 to a follower on Twitter.  Follow meIf you’d like to join along and do your own challenge, post a comment below.  I would be happy to have some others along on this challenge.